Premier Financial Services has been getting it right for customers for over 30 years
Many people now use Equity Release for a better retirement.
Cash can be provided for any reason including Home Improvements, holidays, debt repayment or family gifts and you wont have to make any monthly payments if you don’t want to. Premier Financial Services has been getting it right for customers for over 30 years. Because we offer advice from the whole market, you can trust us to find you the most suitable plan but if Equity Release isn’t right for you - we’ll tell you.
We are regulated by the Financial Conduct Authority.
We are members of the Equity Release Council, an organisation that supports fair terms and clear advice.
We do not charge for advice and are happy to provide
information without obligation
We are whole of market meaning that we can access a wide range of options and are not limited in the advice we can offer
HOW MUCH YOU CAN BORROW
Indicative Lifetime Mortgage Calculator
If you are over 55 and own your own home, you may be able to qualify for a tax free cash lump sum.
The information provided is based on you being a homeowner aged 55 and over - although some products available on the market are from aged 60. The actual amount you can borrow will depend upon your individual circumstances. If you are borrowing jointly, the amount available may be lower than indicated.
Your health, the type of property you live in and it’s geographic location can all have an effect on the amount you would be lent. Contact us for a more accurate indication of your borrowing potential.
Age of youngest applicant
Estimated property value
This is an indicative figure only and the actual amount you could borrow will depend on your individual circumstances.
The minimum amount you could borrow is £10,000 (£20,000 if you choose to make monthly payments).
The maximum release amount assumes you have no secured borrowing against the property. If you have secured borrowing against the property then this must be repaid in full using the amount released (if available), by other means or a combination of the two.
WHY CHOOSE US
How does it work?
The mortgage that you take will never exceed the value of your property.
Depending upon your age and property value, a lifetime mortgage will allow you to take a cash sum. This could all be taken in one go or you could take some now and leave the rest to be taken in the future.
Once you have taken the cash, the mortgage interest will be added to the debt meaning that you won’t have to make any monthly payments. Some plans however will allow you to make regular or occiasional payments if you prefer.
The mortgage balance will never exceed the value of your property. You can stay in your home for as long as you want and however long you live, you will never leave a debt to anyone after you’re gone. That’s guaranteed!
receiving funds
What is the process?
Our 7 step easy process below shows how easy and safe it is to receiving your equity release with Premier Financial Services. We are always happy to answer any questions you may have, and we will always be truthful in our answer.
45 minute conversation
Receive information from us
Second conversation
Property valuation
Mortgage offer
Legal advice
Receive funds